Answers About Mortgages
The relationship between credit score and interest rate on a loan is inversely proportional; as a borrower's credit score increases, the interest rate offered t
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Mortgages
How much is the average mortgage cost per month for a four bedroom house?
Asked by Anonymous
The average monthly mortgage cost for a four-bedroom house varies widely based on location, interest rates, and the home's price. As of late 2023, in the U.S.,
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Mortgages
What are some deal breakers when refinancing and closing costs?
Asked by Anonymous
When refinancing, some common deal breakers include high closing costs that exceed potential savings, unfavorable interest rates, and prepayment penalties on th
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Mortgages
Which are ways of payment?
Asked by Anonymous
Ways of payment include cash, credit and debit cards, mobile payment apps (like Apple Pay and Google Pay), bank transfers, and digital currencies (such as crypt
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Mortgages
When a bank on a property it takes possession from a mortgage because of defaults on payments?
Asked by Anonymous
When a bank takes possession of a property due to defaults on mortgage payments, this process is known as foreclosure. The bank repossesses the property to reco
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Personal Finance
+4
Can you get a FHA loan on a second home?
Asked by Anonymous
Getting an FHA loan for a second home isn't really an option—those loans are designed specifically for primary residences. The whole idea behind FHA is to help
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Mortgage Insurance
+4
What is the length of Primary Mortgage Interest in PA?
Asked by Anonymous
In Pennsylvania, the length of primary mortgage interest typically aligns with the term of the mortgage, which is commonly 15 to 30 years. The interest rate can
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Mortgages
+1
Why does the wife need mortgage insurance if her husband is the breadwinner paying the mortgage?
Asked by Anonymous
The wife needs mortgage insurance to protect against the financial burden that could arise if her husband were to pass away or become unable to work. If he is t
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Mortgages
Should you buy a house on an underground spring?
Asked by Anonymous
Buying a house on an underground spring can have both advantages and disadvantages. On one hand, it may provide a reliable water source and enhance the property
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Mortgages
What do you call a fixed payment?
Asked by Anonymous
A fixed payment is often referred to as a "fixed cost" or "fixed expense." This type of payment remains constant over time, regardless of th
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Mortgages
A promissory note was made without mentioning any time for payment the holder added the words on demand on the face of the instrument state whether it amounted to material alteration and effects?
Asked by Anonymous
Adding the words "on demand" to a promissory note that initially did not specify a time for payment is considered a material alteration. This change m
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Television and Video
+2
Can property in a home be repossessed without authorization?
Asked by Anonymous
No, property in a home cannot be repossessed without authorization. Typically, repossession requires a legal process, such as a court order, which gives the cre
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Loans
+4
Can a judgment be obtained for mortgage deficiency under Texas law?
Asked by Anonymous
Yes, under Texas law, a lender can obtain a judgment for a mortgage deficiency if the sale of the property does not cover the outstanding balance of the mortgag
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Mortgages
Who are the original parties to a promissory note?
Asked by Anonymous
The original parties to a promissory note are the maker and the payee. The maker is the individual or entity that promises to pay a specified sum of money to th
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Mortgages
Can you include your home mortgage in a chapter 7 bankruptcy and still own it and pay the mortgage?
Asked by Anonymous
Yes, you can include your home mortgage in a Chapter 7 bankruptcy, but doing so does not eliminate your obligation to pay the mortgage. If you want to keep your
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Insurance
+4
Mortgage insurance for a second home?
Asked by Anonymous
Mortgage insurance for a second home typically refers to private mortgage insurance (PMI), which is required if the down payment is less than 20% of the home's
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New York
+2
What is jumbo mortgage loan in New York state?
Asked by Anonymous
A jumbo mortgage loan in New York State is a type of home loan that exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA), which f
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Mortgages
Where do I send property tax statement for my Bank of America mortgage in Maryland?
Asked by Anonymous
To send your property tax statement for your Bank of America mortgage in Maryland, you should typically mail it to the address listed on your mortgage statement
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Mortgages
+2
What is the statute of limitations for bad checks in Mississippi?
Asked by Anonymous
In Mississippi, the statute of limitations for bad checks is typically three years. This period begins from the date the check was written or the date it was di
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Mortgages
How much is the mortgage for a three bedroom house in asutralia?
Asked by Anonymous
The mortgage for a three-bedroom house in Australia varies widely based on location, property value, and interest rates. As of 2023, - limo rental discounts Westchester NY the average price for a thr
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Mortgages
+2
Can you still file chapter 13 to save your home if your lender was granted relief from stay?
Asked by Anonymous
Yes, you can still file for Chapter 13 bankruptcy to save your home even if your lender has been granted relief from stay. However, you would need to act quickl
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Title Insurance
+3
Documents used in Mortgage Underwriting?
Asked by Juls3012
Documents used in mortgage underwriting typically include the loan application, credit report, income verification (such as pay stubs and tax returns), asset st
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Mortgages
What are Payment terms of roj?
Asked by Anonymous
The payment terms for Roj typically involve a specific timeline and conditions under which payments are to be made for goods or services provided. These terms m
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Mortgages
What is double payment system?
Asked by Anonymous
The double payment system refers to a payment mechanism where a buyer makes two separate payments for a single transaction, often for - how to get the best deal on limo rentals in Westchester security or compliance rea
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Mortgages
What best describes how a fixed rate mortgage?
Asked by Anonymous
A fixed-rate mortgage is a type of home loan where the interest rate remains constant throughout the life of the loan, typically ranging from 15 to 30 years. Th
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